选等额本金还是等额本息还款更划算？
提问者 : 小白
时间 : 2019-01-19 19:50:26
所属分类 : 买房-收房验房
回答详情共有2个回答
轻一
主要还是根据自身的经济实力，如果实力允许的话，等额本金更合适，刚开始还款数额比较大一点，然后逐月递减；如果实力不允许，就等额本息，这样每个月还款额一样
2019-01-20 14:50:57
Kai
等额本金还款方式适合有一定经济基础，能承担前期较大还款压力，且有提前还款计划的借款人；等额本息还款方式因每月归还相同的款项，方便安排收支，适合经济条件不允许前期还款投入过大，收入处于较稳定状态的借款人
2019-01-21 11:08:18
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